When considering refinancing your mortgage, two main options often come to the forefront: Cash-Out Refinance and Rate-and-Term Refinance. Both allow you to change the terms of your mortgage, but they serve different purposes and have distinct … [Continue reading]
What’s Ahead For Mortgage Rates This Week – August 11th, 2025
The major report to look out for was the Trade Balance, which has decreased more than expected, suggesting that the current administration's policies are having an impact. However, the long-term impact on the economy as a whole remain to be seen. … [Continue reading]
Why Retirees Are Taking Out Mortgages on Purpose
For generations, the goal was simple, pay off your mortgage before retirement and enjoy your golden years debt-free. But today’s retirees are changing the conversation. More and more, homeowners in or near retirement are choosing to take out a … [Continue reading]
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