The rate cut by the Federal Reserve was hotly anticipated, and as predicted, they proceeded with the reduction, signaling the possibility of further cuts depending on inflation data. Although markets were generally receptive to the positive news, … [Continue reading]
Does Your Home Loan Have a Prepayment Penalty?
Buying a home is a huge milestone, and the excitement of closing can lead many buyers to quickly accept any mortgage offer without fully understanding its terms. One important detail to watch for is whether your mortgage includes a prepayment … [Continue reading]
What If My Mortgage Pre-Approval Expires?
A mortgage pre-approval is one of the most valuable tools in your homebuying journey. It's not just a letter stating how much you're qualified to borrow; it’s a written commitment from your lender that assures sellers you have the financial … [Continue reading]
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